BB King baby
The blacker the berry, the sweeter the juice
2.4.2021 Prelude:
If you are new to this DD, just continue on through below. If you have been keeping in touch, I mentioned this stock back in the $6 area and we managed to hit $28+ in such a short period of time. Lots and lots of firepower. To be frank, and many who have messaged me know, I started scaling out past 15 and closed out last Monday in the $20 area. Why? Because I wanted the stock to cool off and to let the market determine who really wanted to invest and own the stock, and who wanted it for the trade cause BRRRRR BB GO UP. Well, I’m back in, and here are my updates and reasons why. In addition, BB is decoupling from the GME trade, and should see much more lift comparatively.
Intro
Man Blackberry, who the hell thought I’d be investing in you after the fall of BBM and Brickbreaker. Well, strap in folks as I take you through one of the most bullish stories in stonk history, and it all starts with one statement. Everything you’re thinking about with Blackberry at the moment, is wrong.
It is not a phone company. It is not telling you to use BBM. It is a software, automotive, and cybersecurity company that is about to make a killing.
Let’s begin:
BB stock price, 6.71 as of Close on 1-6-2021. BB stock price, 9.84 as of Close on 1-18-2021. Only 9 days since I first posted. This is just the beginning. BB stock price, 12 as of Close on 2-3-2021. Hit a high of 28.77 the week prior…this moved so fast.
Technical 2.4.2021
On the 4hr, volume is really cooling down lately and it seems to me that sellers are REALLY drying up. People that didn’t even want to part with their BB shares capitulated. Now we likely wash out yesterday’s nice move upwards before continuing to the upside. MACD cross/flip, Moving Averages basing, just looks overall quite nice.
Recent Earnings

Fiscal Quarter End	Date Reported	Earnings Per Share*	Consensus EPS* Forecast	% Surprise
Nov 2020	12/17/2020	0	-0.04	100
Aug 2020	09/24/2020	0.1	-0.02	600
May 2020	06/24/2020	0	-0.04	100
Feb 2020	03/31/2020	0.06	0.01	500

Surprises along the board.
Revenues Q3, $224 MM.
Revenues projected for Q4, $246 MM. This will be beaten immensely.
Full year Guidance 2021, $950 MM.
Mkt cap, $4 B.
Total company non-GAAP revenue of $224 million; total company GAAP revenue of $218 million. Non-GAAP earnings per basic and diluted share of $0.02; GAAP loss per basic and diluted share of $0.23. Net cash generated from operating activities of $29 million.
NEWS EVENTS
FB settlement
BB won a suit against Zuckerberg $FB related to messaging, whatsapp, and whatnot. This settlement has now occurred. Check Bloomberg for the deets
Someone I know and trust let me know that there are rumors that the settlement is worth $2B and a 2 year partnership. This is not fact, just rumor, but if it is true that is MASSIVE.
BlackBerry IVY – Intellectual Vehicle Data Platform
The big kahuna that will change BB for the next few years. Per BB website: “BlackBerry and AWS are joining forces to develop BlackBerry IVY, a scalable, cloud-connected software platform that will allow automakers to create personalized driver and passenger experiences and improve operations of connected vehicles with new BlackBerry QNX and AWS technology.”
What does it mean to the end consumer (the automakers)
IVY Fueling Business Outcomes
BlackBerry IVY will help automakers and automotive suppliers:

Fuel Innovation by supporting rapid development of new customer experiences
Drive Revenue by unlocking new revenue streams and business models
Reduce Costs by moving processing to the edge & reducing raw data transmission
Improve Operations with enhanced data visibility and access
Expand Ecosystems by unlocking the broader app developer community Videos on their YT

Want a TL;DR? Automotive, cloud, cybersecurity, IOT, electric vehicles, every bubble on the planet. And this shit got all of it. Want more info? Read this and watch their conferences that they have done or are coming up.
The IVY deal has so much commercial promise. Manufacturers are going to buy IVY because of the data gathering, but more importantly IVY is going to become the universal app store for automotive apps. The IVY platform will be universal across manufacturers and models so a developer can build an app that will work on any car that has IVY. BB will take an app store like commission on revenue. Billions.
After cars, IVY and QNX will move to the broader Internet of Things. Planes, trains, medical devices, EVERYTHING will be connected and needs to be secure. BB has competitive advantages over all the other players, especially Linux because it is not secure, while BB’s QNX has the highest achievable safety certs.
If the automotive biz wasn’t enough they have interesting offerings in corporate data security, anti-virus, and emergency notification systems. They are literally in some of the hottest spaces you could be right now, with no signs of cooling. As of their conferences, IVY and QNX both seem to be opening up many many more avenues of revenue to tackle within the auto space. Per Steve Rai, what was typically 2-3 avenues of revenue is not 5-6, with IVY being a HUGE 7th.
Partnerships with big companies
Blackberry partnered with Zoom (link: https://blogs.blackberry.com/en/2020/10/blackberry-and-zoom-together-secure-your-virtual-enterprise-meetings), Microsoft Teams (link: https://www.prnewswire.com/news-releases/blackberry-athoc-integrates-with-microsoft-teams-for-critical-event-management-301147559.html) and ServiceNow. BB’s Incident Management Response System AtHoc is integrating into the NOW platform. Cybersecurity adding onto big big platforms that exploded this past year. MORE MONEY. I think this should pull above $10 MM per month, $120MM a year? Sounds enticing to me when we are at $~1B revenue with a 76% gross margin.
Sony announced a BlackBerry partnership, per CEO @JohnChen on Twitter: Thank you for your partnership @Sony. You are an icon and I look forward to experiencing your #ElectricVehicle embedded with @BlackBerry software. But first, where I can get a #Playstation5? #EV#PS5
BB & BAIDU announced their partnership too!
Patents
BB Selling Smartphone Patents to Huawei, more $$$$ coming in. Recent Sale news here: https://www.theglobeandmail.com/business/article-blackberry-sells-90-patents-to-huawei-covering-key-smartphone/?cmpid=rss&utm_source=dlvr.it&utm_medium=twitter
BB JUST won a suit against Facebook for one of the patents they hold: https://news.bloomberglaw.com/tech-and-telecom-law/blackberry-and-facebook-are-in-process-of-global-settlement. This is minimum likely worth $500 MM+, but to my knowledge off of some juicy rumors, this is a $2B settlement with FB and a 2 year partnership. MASSIVE.
Business Implications
BB makes their money from licensing, cybersecurity (one of the only companies that have not been hacked in this SolarWind shit), BB QNX is already in 175 MM cars worldwide, partnered with XPEV, and is in talks with multiple Tier 1 automakers, 20 different OEMs, and will be in vehicles by 2023. Does that mean anything now? Yes, you dumbass. Per CEO John Chen, my new president, #DidYouKnow @BlackBerry has been selected by 19 of the top 25 #ElectricVehicle manufacturers, and they represent 61% of the Electric Vehicle market?
Bubblicious and sexy. Expect some of the big tier 1s like Nissan, Toyota, BMW, and others to jump on this train. Think TSLA doesn’t have competition? They cant even make a billion dollars unless they sell stock.
Here is the biggest catch: Right now the auto industry is actually selling less cars, and many of the EVs that BB is partnered with are really in the liftoff phase. When XPEV (my favorite EV and I am working on my print for them as we speak), NIO, BIDU, Hyundai, get their EV and Self Driving Cars off the ground and start growing their vehicle output, this number will grow and grow. BB is really at the brink of an explosive couple of years. You are entering at the ground floor.
CONFERENCES
BB has just spoken at the following conferences: Citi’s 2021 Global TMT West Virtual Conference with the Steve Rai, Blackberry CFO and John Wall, Co-Head of BlackBerry Technology Solutions (BTS)
JP Morgan 19th Annual Tech / Auto Forum with the Steve Rai, Blackberry CFO and John Wall, Co-Head of BlackBerry Technology Solutions (BTS)
Needham’s 23rd Annual Virtual Growth Conference with Ryan Permeh, Blackberry Chief Security Architect & Co-founder of Cylance and Eric Cornelius, Blackberry Chief Product Architect.
Upcoming conference on Feb 22nd, 2 PM EST with AMZN and BB. Will update with a link when I get the chance
Conclusion:
This stock will generate a lot more cash in the coming years, will gain in the short term by offloading old patents, settling with FB and getting some moolah, growing in their partnership with Bezos gang, roll out to more EVs with Tier 1 and Tier 2 automotive companies, and compete with Tesla on this as well. ~~This trades at $6.70.~~ They already are used by big companies for Access and other Mobile apps, so that someone can securely use their dinky iPhone to work. Think big whales aren’t interested? Look at 2022 2023 option OI.
From here, 12.5 leads to 15, 28, and probably some wild momentum to 40-50. More shorts have entered, likely more institutions have entered long. It is an exciting time for Blackberry, let’s roll
QNX CUSTOMERS (see anyone you know?)
• BAIDU• XPENG • Sony • NIO • Lucid Motors • PLUS • ARCFOX • DESAY SV • CANOO • DAMON MOTORCYCLES • RENOVO • ARIVVAL • HYUNDAI AUTRON • DENSO • JAGUA LAND ROVER • LG • RENESAS • BYTON • NVIDIA • QUALCOMM • TATA ELXSI • DELPHI TEAMS • SpaceX • BOSCH • KARMA • AMAZON • Rivian • Lordstown • Fisker • Hyliion
Positions: 4k Shs, 20 jan 21 12.5C leaps

$BB King – The Blacker the Berry, the Sweeter the Juice

Fiscal Quarter End	Date Reported	Earnings Per Share*	Consensus EPS* Forecast	% Surprise
Nov 2020	12/17/2020	0	-0.04	100
Aug 2020	09/24/2020	0.1	-0.02	600
May 2020	06/24/2020	0	-0.04	100
Feb 2020	03/31/2020	0.06	0.01	500

Fuel Innovation by supporting rapid development of new customer experiences
Drive Revenue by unlocking new revenue streams and business models
Reduce Costs by moving processing to the edge & reducing raw data transmission
Improve Operations with enhanced data visibility and access
Expand Ecosystems by unlocking the broader app developer community Videos on their YT

Want a TL;DR? Automotive, cloud, cybersecurity, IOT, electric vehicles, every bubble on the planet. And this shit got all of it. Want more info? Read this and watch their conferences that they have done or are coming up.
The IVY deal has so much commercial promise. Manufacturers are going to buy IVY because of the data gathering, but more importantly IVY is going to become the universal app store for automotive apps. The IVY platform will be universal across manufacturers and models so a developer can build an app that will work on any car that has IVY. BB will take an app store like commission on revenue. Billions.
After cars, IVY and QNX will move to the broader Internet of Things. Planes, trains, medical devices, EVERYTHING will be connected and needs to be secure. BB has competitive advantages over all the other players, especially Linux because it is not secure, while BB’s QNX has the highest achievable safety certs.
If the automotive biz wasn’t enough they have interesting offerings in corporate data security, anti-virus, and emergency notification systems. They are literally in some of the hottest spaces you could be right now, with no signs of cooling. As of their conferences, IVY and QNX both seem to be opening up many many more avenues of revenue to tackle within the auto space. Per Steve Rai, what was typically 2-3 avenues of revenue is not 5-6, with IVY being a HUGE 7th.
Partnerships with big companies
Blackberry partnered with Zoom (link: https://blogs.blackberry.com/en/2020/10/blackberry-and-zoom-together-secure-your-virtual-enterprise-meetings), Microsoft Teams (link: https://www.prnewswire.com/news-releases/blackberry-athoc-integrates-with-microsoft-teams-for-critical-event-management-301147559.html) and ServiceNow. BB’s Incident Management Response System AtHoc is integrating into the NOW platform. Cybersecurity adding onto big big platforms that exploded this past year. MORE MONEY. I think this should pull above $10 MM per month, $120MM a year? Sounds enticing to me when we are at $~1B revenue with a 76% gross margin.
Sony announced a BlackBerry partnership, per CEO @JohnChen on Twitter: Thank you for your partnership @Sony. You are an icon and I look forward to experiencing your #ElectricVehicle embedded with @BlackBerry software. But first, where I can get a #Playstation5? #EV#PS5
BB & BAIDU announced their partnership too!
Patents
BB Selling Smartphone Patents to Huawei, more $$$$ coming in. Recent Sale news here: https://www.theglobeandmail.com/business/article-blackberry-sells-90-patents-to-huawei-covering-key-smartphone/?cmpid=rss&utm_source=dlvr.it&utm_medium=twitter
BB JUST won a suit against Facebook for one of the patents they hold: https://news.bloomberglaw.com/tech-and-telecom-law/blackberry-and-facebook-are-in-process-of-global-settlement. This is minimum likely worth $500 MM+, but to my knowledge off of some juicy rumors, this is a $2B settlement with FB and a 2 year partnership. MASSIVE.
Business Implications
BB makes their money from licensing, cybersecurity (one of the only companies that have not been hacked in this SolarWind shit), BB QNX is already in 175 MM cars worldwide, partnered with XPEV, and is in talks with multiple Tier 1 automakers, 20 different OEMs, and will be in vehicles by 2023. Does that mean anything now? Yes, you dumbass. Per CEO John Chen, my new president, #DidYouKnow @BlackBerry has been selected by 19 of the top 25 #ElectricVehicle manufacturers, and they represent 61% of the Electric Vehicle market?
Bubblicious and sexy. Expect some of the big tier 1s like Nissan, Toyota, BMW, and others to jump on this train. Think TSLA doesn’t have competition? They cant even make a billion dollars unless they sell stock.
Here is the biggest catch: Right now the auto industry is actually selling less cars, and many of the EVs that BB is partnered with are really in the liftoff phase. When XPEV (my favorite EV and I am working on my print for them as we speak), NIO, BIDU, Hyundai, get their EV and Self Driving Cars off the ground and start growing their vehicle output, this number will grow and grow. BB is really at the brink of an explosive couple of years. You are entering at the ground floor.
CONFERENCES
BB has just spoken at the following conferences: Citi’s 2021 Global TMT West Virtual Conference with the Steve Rai, Blackberry CFO and John Wall, Co-Head of BlackBerry Technology Solutions (BTS)
JP Morgan 19th Annual Tech / Auto Forum with the Steve Rai, Blackberry CFO and John Wall, Co-Head of BlackBerry Technology Solutions (BTS)
Needham’s 23rd Annual Virtual Growth Conference with Ryan Permeh, Blackberry Chief Security Architect & Co-founder of Cylance and Eric Cornelius, Blackberry Chief Product Architect.
Upcoming conference on Feb 22nd, 2 PM EST with AMZN and BB. Will update with a link when I get the chance
Conclusion:
This stock will generate a lot more cash in the coming years, will gain in the short term by offloading old patents, settling with FB and getting some moolah, growing in their partnership with Bezos gang, roll out to more EVs with Tier 1 and Tier 2 automotive companies, and compete with Tesla on this as well. ~~This trades at $6.70.~~ They already are used by big companies for Access and other Mobile applications, so that someone can securely use their dinky iPhone to work. Think big whales aren’t interested? Look at 2022 2023 option OI.
From here, 12.5 leads to 15, 28, and then probably some wild momentum to 40-50. More shorts have entered the trade, and likely more institutions have entered long. It is an exciting time for Blackberry, let’s roll
QNX CUSTOMERS (see anyone you know?)
• BAIDU• XPENG • Sony • NIO • Lucid Motors • PLUS • ARCFOX • DESAY SV • CANOO • DAMON MOTORCYCLES • RENOVO • ARIVVAL • HYUNDAI AUTRON • DENSO • JAGUA LAND ROVER • LG • RENESAS • BYTON • NVIDIA • QUALCOMM • TATA ELXSI • DELPHI TEAMS • SpaceX • BOSCH • KARMA • AMAZON • Rivian • Lordstown • Fisker • Hyliion

A SIR_JACK_A_LOT Christmas Carol - My magnum dong opus on turning $35K to $1.75M (50X) in less than a year

TIFU by donating blood, urinating in front of everyone in the mall, and ending up in the ER

TL;DR: I gave blood at a local mall. Later, fainted twice, urinated to an audience during unconsciousness. Then vomited half a gallon that smelled of the Lindt chocolate I had earlier. Now, I want to die.
Disclaimer: this happened hours ago. I have my fair share of life experiences, but I have not fainted in my four decades, not once, let alone twice, never had a seizure, or lost control of my bladder. I have donated blood several times. I enjoy normal health.
Story: I look forward to giving blood, especially during this pandemic. Earlier, I had devoured a full meal and two Lindt milk chocolate truffles to give myself a sugar boost. Later, I met the minimum hemoglobin requirement of 12.5g/dL for women (mine 12.8). Yay!
The blood-drive was inside a mall. I loathe going to the malls, but the schedule worked for me. I had been hydrating, so paid a quick visit to the restroom beforehand. After donating, I waited twice the suggested time to be safe and slurped three apple juices in their snack room. I decided to treat myself to the #5 meal combo at Chick-fil-A, using their app on my old iPhone 8 with a 17% charge left.
I began my journey to the food court to pick the order on the way to the parking. Suddenly, the hallways started to narrow down to a tunnel vision. My #5 was ready, but the distance felt like eons away. My body was shutting down rapidly. I resorted to sitting down on the floor while mall-goers passed by. After a few mins of contemplation, I got up and started walking to the blood drive; they would know how to help. But everything became heavy, slow, and dim.
I woke up, first, to darkness, then concerned voices. I began to see (mask-covered) faces; some recounted how I fell, how it was a seizure; some said bring water. Kind strangers helped me slowly get up. I wanted to say thank you, but my tongue became too heavy to conjure up words. I saw a man bringing iced water. That’s all I wanted at that moment, so I extended my hand. Then I noticed water on the tiles, in between my feet. How can the glass in his hand remain full while trickling its way in between my feet? I looked at the water in his hands, then the water in between my feet. Did it travel that fast? The physics didn't add up. Which dimension was this, what was happening, Murph? Why can't I talk? Everything became black.
This time, I opened my eyes to the local fire station's medics, asking questions to ensure I was functioning. Responding felt like death. They thought I fainted while shopping, and I thought I would rather be found in my piss passed out on a floor than shopping in the mall. Wait.
My brain couldn’t fathom why bystanders said I urinated in real-time. Why would I do that? Understandably, to their shock, they repeated it until a soft voice said, ‘would you guys stop reminding her? stop embarrassing her. Cover her legs ... and the leakage.’ Soon my legs and what was left of my dignity were covered in sheets. I accepted that I was having a very human moment.
The next twenty minutes felt like an eternity; I lay in my piss, pain, and shame in the company of kind strangers. I had fallen forehead, teeth, then knee first. An ambulance took me to the ER. During the ride, all I could think was the line from GoT, ‘men shit themselves when they die.’ I told this to the medic, and we decided it could be worse, then proceeded to empty my guts in a bag. Never thought I would say this: the scent of Lindt chocolate truffles was strong with this one. By the time I gathered enough awareness and energy, my phone was at 5%. I barely informed fam, then the phone died. Later, a nurse brought me their charger.
After the required tests, an IV drip, and a few hours in the ER, I was sent home with ‘Benign Vasovagal Syncope.’ The nurse asked, ‘will this make you stop giving blood?’ I thought for a moment and said, 'Nah, it is too soon to say!’ We both shared a laugh, and I lived to tell the tale of piss and passing out and wished never to lay eyes on the Lindt truffles again.
EDIT TO ADD: 1. Thank you for sharing your lived experiences! I am floored (pun intended). Thanks for your support for my ‘malfunction.’ Please use your money to donate to the Red Cross instead. 2. Obligatory: English isn’t my first language. My bad for not giving you closure on the #5. I wrote this between naps after returning home. Combo #5, and I did not become one with the other— it waited alone, in the cold, dark mall. My front teeth are intact, but I need to see a dentist. My jaw is lowkey dislocated, and my head hurts. 3. Please don’t let this stop you from donating. It won’t stop me. I will donate as long as I qualify. 4. I will respond to most since I have time; I’m in between jobs and resting in my bed, but bear with me. 5. I am not aware of what happened during the episodes; I went to the mall alone. My brain was fully functioning, just not the rest of the body. 6. I recently began returning to CF, after years of boycott, and that too is rare. I do not wish to mitigate anyone's experiences and do my best to speak against anti-blackness and homophobia within my own community.

How to spot a $5M/year scam on the AppStore, in 5 minutes flat

Up to now, I've been in the "Apple wants to do the right thing" camp. But my viewpoint is starting to change.
Here's how I spotted a $5M/year scam on the App Store, in 5 minutes flat:
First, the ratings of this app: 4.6 stars, with over 83,146 ratings, and a glowing 5-star "featured" review:

★★★★★
Astronomy fun
I’ve been using the app for a few months now and decided to add some things to the review. First of all it definitely lives up to my expectations even this far down the line! The daily updates astronomy news is what makes me come back for more and in my opinion what makes this app stand out from the rest of the stargazing apps out there. That doesn’t mean the stargazing functions are not great, because they are, it just means that it news section is my favorite part. Ok the rest of the text is from my original review. Lovely app that really does what it advertises. If you are looking for something to keep you busy and at they same time learn from, this app is perfect! I have absolutely no idea how they do it, but just point your phone up the sky and move it around to identify Stars, planets, satellites constellations and other awesome things. While previously, you could only analyze constellations with charts, maps, telescopes or pay a visit to the nearest planetarium today you can use this mobile app to uncover a vast amount of information about what’s happening overhead at any given time! Simply amazing how far along the technology has come. Not only can you do that with this app, but you also get daily updated astronomy news to keep you updated what’s going on in our wonderful universe. Definitely a must have.

Now let's slide over to the next review in the carousel:

★★☆☆☆
Not what it advertises
Have to hit continue three times upon opening app. The third screen is Reg update screen with a small option to “restore” at the bottom of the screen. I accidentally hit continue the upteenth time I opened the app and instantly received email stating it was going to charge me $9.99 a week. No thanks.Point screen at one part of th sky infront of my house says one thing then point it to the back of the house and ironically it says the same. Somehow the sun is up in the dead of night and should be shinning at me through the pitch black sky. I’d post photos if this review had an option or I could send to admin IF I had the option but can’t find support anywhere.

Hmm... maybe that was an outlier. Let's check the next one:

★☆☆☆☆
Have to resubscribe every time you use it
Very disappointed. I signed up to use it and it was a decent tool the first time I used it, but when I went to use it a second time (on the same iPhone 11 I bought it and used it on the first time, it made me sign up again as if I had no subscription. It worked fine the second time, but still I had to take the time to resubcribe. Then, the third time I went to use it it did the same thing and I didn’t want to take the time to sign up again, plus I wanted to check my iTunes account to make sure I wasn’t paying multiple subscription fees for the same app, so I didn’t use it that night. The fourth and fifth time, the same thing. Very poorly designed in that way. I should be able to sign up for the recurring subscription, as it states it is, and every time I open the app on my phone it should recognize me as a paid subscriber and let me use the app. What a pain in the ____!!

Ok, this definitely warrants to keep scrolling:

★☆☆☆☆
Seems like a monetary vampire app that’s more advertisement than actual app
I installed this to track stars not for the app to immediately try to sell me on a better version of the app, AND a premium service with reoccurring billing immediately after opening. I naturally wasn’t impressed or lured in, but the real problem was the ad in the app wouldn’t let me actually use it until I tapped a tiny bit of text at the bottom. Please, stop doing this with free apps. Now I DEFINITELY don’t want anything to do with the paid app or the recurring service. It’s probably further riddled with micro-transactions, which is a problem I see more and more lately. Since the app asked me to rate it twice in the first ten minutes of use, here you go. Also the compass is bad and inaccurate. Looks like your advertisement didn’t work....

Now I'm starting to see a pattern here:

★☆☆☆☆
I’d give zero starts if could!
First of all took forever to even get to use the app because of all the garbage up selling. Then had to sing up for a trial to even use it since they demand $9.99 month before even using to see if it’s worth it. It’s not and within 5 mins I closed out and cancelled trial. It’s literally the only trial I’ve closed out that fast.I point to the sky and it shows the moon and some other stars that I absolutely wasn’t even pointing the phone at. Not even close to it. Then I go to a different location and screen doesn’t change at all. You have to manually move the screen and then you have no idea what location those images are actually at since screen doesn’t lock onto what it’s actually looking at.I can use a star map in a book and get better help than this garbage app. Don’t waste your time or money on this at all.

Last one:

★☆☆☆☆
Useless even if you pay
I thought this would’ve been a great app. Unfortunately, even after paying it’s pretty outrageous cost, it still could not identify a constellation. In fact, it left it up to me to identify ANYTHING. The App was perfectly happy when I tagged Jupiter as the North Star (I am in Southern California). Other ‘free’ apps work significantly better. Don’t spend your monthly “subscription” (what is a subscription here? Does our astronomical view change that much each month!? For a monthly fee why can I not get an approximate daily view of where the ISS is? Or the new NeoWISE comet? Or show me a constellation, or a planet? ) This app did absolutely ZERO of any of these things. I got a better view when I pointed my App and Camera at my lawn ..😢

Let's dig in with AppFigures and look at the star breakdown of just the reviews - there's only 835 of them (!):
★★★★★ 109
★★★★☆ 6
★★★☆☆ 9
★★☆☆☆ 31
★☆☆☆☆ 680
Their average stars?
1.6 stars
ONE. POINT. SIX.
In these reviews, people are desperately trying to warn others not to make the same mistake they did:

★☆☆☆☆
DO NOT PURCHASE
This app charges a ridiculous amount of money to use it ten dollars a week ****** Definitely not worth that much money it really should be illegal!!!!!!!!!!!!!************

★☆☆☆☆
PREDATORY COMPANY
PREDATORY COMPANY - DO NOT DOWNLOAD - THEY WILL ROB YOU

★☆☆☆☆ Thieves Stay Away
I downloaded this app and canceled my subscription within 5 minutes and guess what they charged me 9.99 Surprised Apple is providing platform to this thieves.

★☆☆☆☆
Hard to believe these reviews are genuine
I don’t write reviews, but this one warrant one. This one has all the signs of a scam. I hope I’m wrong, but I doubt I am. [...] Apple should be worried since this app has over 70k of 5 star

★☆☆☆☆
BAIT AND SWITCH
This app requires a subscription to use at all. There’s no trial/test/preview, just enter your credit card details. Just charge for the app, not this bait and switch. Is apple reading this!? Terrible experience. Ffs

Let's look at their ratings over time. Blue line is new positive ratings per day. This is a completely unnatural pattern here, when overlaid with their download numbers.
The featured 5-star review is there because the scammers made sure to also long press on it and mark it as "Helpful", alongside submitting all their fake, bought ratings.
This scam has been operating from Indonesia for years, although "operating" is giving it too much credit. The app was last updated in 2019, so they are literally sitting and collecting the stolen money.
When you download and open the app, you HAVE to start a $10/week subscription to proceed. UNREAL.
Apple is doing nothing. In fact, they're even sending the scammers a cool $400k per month.
The scam: https://apps.apple.com/ca/app/star-gazeid1474038335
Their "website": http://textystories.com
Another image from their support website reads: "Life is wonderful, let our games be part of it!"
This is some utter BS. Honest developers are getting fooled by all sides. I am furious.

$BB King, the blast from the past with the legendary comeback

BB is king.
before anything, this is not financial advice, go fuck yourself you autists. I am a degenerate with a hypothesis. Now that that disclaimer is done
Man blackberry, who the hell thought I’d be investing in you after the fall of BBM and Brickbreaker. Well, strap in folks as I take you through one of the most bullish stories in stonk history, and it all starts with one statement. Everything you’re thinking about with Blackberry at the moment, is wrong.
It is not a phone company. It is not telling you to use BBM. It is a software, automotive, and cybersecurity company that is about to make a killing. Let’s begin:
BB stock price, 6.71 as of Close on 1-6-2021.
Technically, this thing is a fucking beauty. MACD flip, Stoch RSI cross, volume died on the sells and the thing is pushing up just the market died twice while it had solid momentum. This is going to move soon, but let's go away from crayons and into the magical land of make believe: news events, conferences, and fundamentals. It's not just two letters, it's a business. https://www.tradingview.com/x/uI3Cl51F/
Recent Earnings

Fiscal Quarter End	Date Reported	Earnings Per Share*	Consensus EPS* Forecast	% Surprise
Nov 2020	12/17/2020	0.1	-0.04	100
Aug 2020	09/24/2020	0.1	-0.02	600
May 2020	06/24/2020	0	-0.04	100
Feb 2020	03/31/2020	0.06	0.01	500

Surprises along the board.

Revenues last quarter, $224 MM.
Revenues projected for Q4, $246 MM.
Full year Guidance 2021, $950 MM.
Mkt cap, $4 B. Total company non-GAAP revenue of $224 million; total company GAAP revenue of $218 million. Non-GAAP earnings per basic and diluted share of $0.02; GAAP loss per basic and diluted share of $0.23. Net cash generated from operating activities of $29 million.

Saw this cute image of CRWD PLTR and SNOW, all with similar or lower Revs but SNOW is half but worth 20x BB, CRWD has less revs but is operating at 11.75x, PLTR (WSB fav) has 50M more projected annual revs and is worth 11x. Alright who cares about revenue, that's only today. If only it accounted for the big event happening in the next 9 days (see news events below).
NEWS EVENTS
FB settlement
I’m not going to go into deep detail here as it is quite intricate and all I know is that BB won a suit against fuckerberg $FB related to messaging, whatsapp, and something else. $FB has till January 15th, 2020 to settle, see here: https://www.courtlistener.com/recap/gov.uscourts.cand.331602/gov.uscourts.cand.331602.144.0.pdf
This FB settlement is not included in earnings expectations, meaning THAT SHIT GOES UP or will be in analyst projections.
BlackBerry IVY - Intellectual Vehicle Data Platform
The big kahuna that will change BB for the next few years. Per BB website: “BlackBerry and AWS are joining forces to develop BlackBerry IVY, a scalable, cloud-connected software platform that will allow automakers to create personalized driver and passenger experiences and improve operations of connected vehicles with new BlackBerry QNX and AWS technology.”
What does it mean to the end consumer (the automakers?)
IVY Fueling Business Outcomes
BlackBerry IVY will help automakers and automotive suppliers:
Fuel Innovation by supporting rapid development of new customer experiences Drive Revenue by unlocking new revenue streams and business models Reduce Costs by moving processing to the edge & reducing raw data transmission Improve Operations with enhanced data visibility and access Expand Ecosystems by unlocking the broader app developer community
Wanna watch a video? bideo here
Want a TL;DR? Automotive, cloud, cybersecurity, IOT, electric vehicles, every bubble on the planet. And this shit got all of it. Want more info? https://blackberry.qnx.com/en/aws Read this and watch their conferences coming up.
Partnerships with big companies
Blackberry partnered with Zoom (link: https://blogs.blackberry.com/en/2020/10/blackberry-and-zoom-together-secure-your-virtual-enterprise-meetings), Microsoft Teams (link: https://www.prnewswire.com/news-releases/blackberry-athoc-integrates-with-microsoft-teams-for-critical-event-management-301147559.html) and some other company that I forgot. Cybersecurity adding onto big big platforms that exploded this past year. MORE MONEY you dumbasses.
Patents BB started offloading old patents but have one that will be important as of recent, with the sexiest one being this: https://uspto.report/patent/grant/10880812
Very pretty stuff, big sex.
Business Implications
BB makes their money from licensing, cybersecurity (one of the only companies that have not been hacked in this SolarWind shit), BB QNX is already in 175 MM cars worldwide, partnered with XPEV, and is in talks with multiple Tier 1 automakers, 20 different OEMs, and will be in vehicles by 2023. Does that mean anything now? Yes, you dumbass. Per CEO John Chen, my new president, #DidYouKnow @BlackBerry has been selected by 19 of the top 25 #ElectricVehicle manufacturers, and they represent 61% of the Electric Vehicle market?
Bubblicious and sexy. Expect some of the big tier 1s like Nissan, Toyota, BMW, and others to jump on this train. Think TSLA doesn’t have competition? Bitch they cant even make a billion dollars unless they sell stock (which since MS just upgraded their price, I bet they offer at least $5B in stock in the coming days).
CONFERENCES
BB is speaking at the following conferences:
Citi’s 2021 Global TMT West Virtual Conference - Thursday January 7th, 2021 at 1 PM with the Steve Rai, Blackberry CFO and John Wall, Co-Head of BlackBerry Technology Solutions (BTS)
JP Morgan 19th Annual Tech / Auto Forum Tuesday January 12th, 2021 at 5:45 PM ET with the Steve Rai, Blackberry CFO and John Wall, Co-Head of BlackBerry Technology Solutions (BTS) LINK: https://gentherm.gcs-web.com/events/event-details/19th-annual-jp-morgan-techauto-forum
Needham’s 23rd Annual Virtual Growth Conference Friday, January 15th, 2021 at 1:15 pm ET With Ryan Permeh, Blackberry Chief Security Architect & Co-founder of Cylance and Eric Cornelius, Blackberry Chief Product Architect
This was just announced and you bet your ass this will pump this stock up.
Conclusion:
This stock will generate a lot more cash in the coming years, will gain in the short term by offloading old patents, settling with FB and getting some moolah, growing in their partnership with Bezos gang, roll out to more EVs with Tier 1 and Tier 2 automotive companies, and compete with Tesla on this as well. This shit trades at $6.70 and is so close to going up if the market just doesn’t crash in the interim. They already are used by big companies for Access and other Mobile applications, so that someone can securely use their dinky iPhone to work. Think big whales aren’t interested? Look at 2022 2023 option OI.
I think this goes to lower PT of $10 by May, more likely $15. uThInKitWiLLdOUbleINmKTcAp???? Yes you fucking idiot, this is trading at 4X sales only, will be profitable this year, and has so much shit coming up. This is UNDER 4B!!!!!!!!!!!!!!!! Just buy the stock and sit on it. Want options? Buy them too. Have fun guys, I hope you all make money.
QNX CUSTOMERS (see anyone you know?)
• XPENG • PLUS • ARCFOX • DESAY SV • CANOO • DAMON MOTORCYCLES • RENOVO • ARIVVAL • HYUNDAI AUTRON • DENSO • JAGUA LAND ROVER • LG • RENESAS • BYTON • NVIDIA • BAIDU • QUALCOMM • TATA ELXSI • DELPHI TEAMS • Space X • Ford • BOSCH • KARMA • AMAZON • Rivian • Lordstown • Fisker • Hyliion • Sony • NIO • Lucid Motors
NEWS UPDATES
1.8.2020: BIDU building EVs, Hyundai and Apple partnering for Self Driving Cars. Guess what they are using??? QNX by BB. With time only more will be announced. BB to the fucking moon 🚀🚀🚀🚀🚀🚀
My positions:
29 contracts Feb $7C, bought as recently as yesterday. 1300 Shares, price avg of $7.001. I could have actively traded this prior to ER but decided to long term hold cause I am not a daytrader, and I fully believe in this hypothesis. I wouldn’t be typing this shit if not. Enjoy, go make money
Edit: We already up 5%, yes I told you guys right next to breakout timing. Fuck you 🚀🚀🚀🚀🚀🚀
Edit2: we are up another 5%+ premarket today, jan 8. I’m happy we are making some money guys, I’m not asking for bread all I ask is this: feel free to take profits, especially people who buy weeklies lmao, and spend some money on something you enjoy. In addition, donate some to charity if you made a killing. I’m really happy this is working out so soon, let’s go lads. If you wanna reward me go watch tiktoks by “albertpco”
This post is also on the stonk blog: https://stonkclub.com/2021/01/06/bb-king-the-blast-from-the-past-with-the-legendary-comeback/ or on the twats @ClubStonk
1.12.2021 : BB Selling Smartphone Patents to Huawei, more $$$$ coming in. https://www.theglobeandmail.com/business/article-blackberry-sells-90-patents-to-huawei-covering-key-smartphone/?cmpid=rss&utm_source=dlvr.it&utm_medium=twitter JPM conference in 40 mins. 1.14.21: 8.94. Fuck you

Apple [AAPL] Stock Price Predictions | Buy or Sell AAPL? Apple [AAPL] Stock Price Target & Analysis

Should you buy Apple stock or has the company run out of growth opportunities? What is my price prediction for Apple in the next years? Read until the end as I reveal my price target for Apple and also what I think will happen in the next couple of days, weeks & months!
~ Warning! Very Very Long Post~
Hello everyone! So, let’s go over some of the latest news on Apple before moving on to some fundamental and technical analysis, predictions and my price target for the stock in the next years.
So, let’s start with the news that Apple will cut the App Store commission in half for small app developers starting in the next days, this will affect developers who earn less than $1M annually from the App Store Sales. This is likely to lead to a small decline in commission revenues for Apple as around 98% of the app developers will qualify for this tax reduction from 30% to 15%, but all these small developers only contribute to about 5% of the estimated $50B in annual revenues from the App Store, so that would be only a $1.25B loss for the company, that is less than half a % of the company’s total net sales in the last fiscal year.
Also, these changes may lead to a potential long-term revenue boost, as it is likely this will lead to an increasing creation of apps which will generate more commissions in return.
Alongside this we also saw the company releasing the new MacBook’s with their first in-house chip, which promises faster video and imaging processing times, with both CPU and GPU performance up to 2 times faster than the latest PC laptop chip using just a fraction of the power consumption, with both of the macbooks promising big improvements in battery life. Apple is also expected to roll out even more in-house chips in future products, as they have started the 2-year breakup with Intel chips.
We also saw Morgan Stanley upgrading their base case to $191 at the end of November, as they have cited record lead times, supply chain forecasts and carriers demand as they expect that the company will sell around 270M iPhone in fiscal year 2021, that’s 50M more than the consensus and almost 30M more than the previous estimate of Morgan Stanley, with an average selling price of 842$, 9% more than the base case, as people tend to chose the more expensive and high tech versions of the lineup in this new 5G cycle.
The 5G super-cycle, which I believe is on the way, and will continue in the next years, as 5G become more available worldwide, could still be the biggest thing coming right away for the company with 5G smartphones expected to surpass 4G sales by 2024, with the average sale price of the 5G phones also coming down, helping them become more popular. This will also be helped by the recent entry to the Indian market, as India will probably become the world biggest country in the next decade, this could be a huge opportunity for Apple to start and take away market-share from their competitors like Samsung and Xiaomi which have the biggest market shares right now.
They also released an update iPad Pro and an all-new iPad Air in September which will also boost sales in this work-from-home environment that will keep the demand very high for this kind of products, just like the Macs. Alongside the increasing demand from the Wearables, Home & Accessories that include Air Pods, Apple TV, Apple Watch, and many more products.
But the biggest reasons I believe Apple is poised for continued growth, is primarily due to its services business, as they start to offer more and more services like the Apple ONE BUNDLE, which include up to 6 services from (Apple Music, Apple TV+, Apple Arcade, Apple News+, the new Apple Fitness+ and the iCloud service) for a pretty reasonable price in my opinion starting from 15$ up to 30$/month, this could be a great option for families and even individuals who use their services a lot.
The latest services, Fitness+ just launched in the past days, and is a direct competitor to the likes of Peloton, as the service is available on the iPhone, iPad or even Apple TV. This also makes consumers buy the Apple Watch which syncs to the other devices to show you different information. The Fitness+ app just on its own is 8$/month or 80$/year which is less expensive than Peloton subscription which charges 13$ or even traditional gyms like Planet Fitness at 10$/month.
I think this will be the fastest growing sector for the company, as this aligns with the new macro trends, as the world is moving more and more to a digital approach to almost everything as consumer preferences, with more & more younger people reaching the point in life when they use these services start to align to this increasing digital approach.
We also shouldn’t forget the Apple Card & Apple Pay service among many others which also seem to gain from the move to digital & contactless payments, as this has been accelerated due to the current situation in the past year.
And one last piece of news, and the most recent one, is that Apple may have fast-tracked the Titan project. The Titan project is targeting a 2024 or 2025 push to develop an electric vehicle with advanced battery technologies, that will deliver significant increases in range at much lower costs than the current technologies while also offering self-driving capabilities.
It’s reported they will not use the same technology as Tesla Full-Self-Driving feature, but will use LIDAR sensors, similar to those that we can find in the latest iPhone 12 PRO.
I think Apple can go 2 ways with this project, they can either use the huge amount of cash the company has to buy another car-maker like Ford, GM or any other car manufacturer expect Tesla and Toyota which do have a big market cap, so that they can fast-track the potential manufacturing of cars, or they can enter into a partnership with big companies like Tesla, Volkswagen or any other car marker to either produce cars or license their technology to this other car-makers which would ultimately and probably have higher margin-returns than the effective manufacturing of cars. Apple’s current overall gross margins stand at 38% vs the 15% average of the world top 10 automakers by market cap, which is significantly lower.
But this Apple Car thing is so far out, and there are so many unknowns, I will not try to predict anything related to this until there is more clarity on the subject.
And last, before moving on to some predictions, here are some of the highlights that we heard from the latest investors conference meeting, as the CEO, Tim Cook expressed optimism ahead with the launch of many new products and services, especially the Home Pod Mini and the new 5G iPhones, as these new iPhones include new LIDAR scanners that greatly improve the camera capabilities, as the iPhone as seen very positive reviews. We also saw the Senior VP and CFO, Luca Maestri give us great outlook for the company as they expect the installed devices base to continue to growth despite already being at an all-time high as they have over 585M paid subscriptions on their platforms and expect this to surpass 600M by the end of 2020.
I also researched and found what products we can see in the near future, with the first half of 2021 bringing new iMacs, the AirPods3 and the iPad Pro, while in the FALL event we will probably get the new iPhone 13 alongside the iPhone SE PLUS and the Watch Series 7 with more products coming later in 2021 or that don’t have an estimated release date like the Air Pods Pro, the Air Tags and the iPad Mini 6.
So, before even starting, you should know that I am bull on Apple but I am willing to hear other opinions so don’t be afraid to leave a comment down below.
I have made some predictions based on the growth rate of the company, the latest plans announced by them and used some estimates. So, keep in mind this are only projections and are calculated by myself, this is not an investment advice and you should do your own research.
This are my 2025 projections for Apple, let’s take a closer look at them, each on their own.
So, in term of revenues, Apple has 5 big sources of income, which saw an overall increase of 6% despite lagging sales in the iPhone. The biggest revenue is by far the iPhone right now with over $137B in revenue in the fiscal year ending in September. I expect to see the iPhone sales increasing in the next years, especially in 2021, with the new 5G iPhone creating a super-cycle for the company, as most iPhone users, including myself here, as I will upgrade from my iPhone X, will switch to this new product. The iPhone sales have decreased in the last couple of years by 14% and 3% as a result of the product not having big improvements, as well as iPhone usually starting to last longer than previous models, so I expect to see a 12% increase in sales next year and a gradual decrease in the growth of sales as more people upgrade, ending with just a 5% growth in iPhone sales in 2025.
The next revenues stream is from the Mac, which has seen an increase in the past 2years, with revenues topping $28B this year after the huge demand from the work from home consumers. I expect this trend to continue as they plan to continue to launch better products and I can see the company having a similar growth next year before starting to decline slightly until 2025, also ending with a 5% growth.
The iPad is currently the smallest revenue stream for Apple but has also seen an increase in demand in the past 2 years with a 13% average increase in revenues. I also expect the iPad to continue to grow in the next couple of years, especially with the learn-from-home environment for kids, and even after this period ends, the transformation for learning will implicate more digital usage. I expect the iPad to see some similar growth to the Macs, especially with the latest generation also bringing a new iPad air to the market.
The 4th revenue stream and the fastest growing in the past 2 years, with an average growth of 33% are the wearables, home & accessories revenues. This have topped $30B this year, as Apple has also just launched the Apple Watch series 6 and also feature other great products like Apple TV, the Air Pods the Home Pod and the Home Pod mini alongside other third-party accessories.
I gave this revenue stream a growth of 20% starting next year with a gradual decrease to around 8% by 2025, as I believe this will become more & more popular as they start to offer more vertical integration.
And last, but by no means least, the revenue stream that I expect to grow the most and the fastest is the revenue from the services that Apple offers. This includes revenues from Apple Care, Advertising, Cloud Services, Payment Services like Apple Card & Apple Pay and of course the digital content which includes fees from the App Store alongside subscription-based income including the new Apple One Bundle and Apple Fitness+ alongside the already know Apple Arcade, Apple Music, Apple News+, Apple TV+ and hopefully I don’t forget any others.
So, I expect this to become the clear 2nd biggest revenue stream for Apple by 2025, as I expect this to grow more than 20% next year, mainly due to the Apple One Bundle and Apple Fitness+ followed up by a slightly decreasing growth, ending with a 10% increase in revenues in 2025.
I think this are fairly conservative base case scenarios for the revenues, as I expect them to continue to increase the other revenue streams and not have such a large percentage of the revenues coming from the iPhone sales as you can see in this chart.
In terms of expenses, I pretty much kept the same margins as in previous years, with a 68% expense ratio on product sales [ iPhone / iPad / Mac / WHA ] and 35% expense ratio on SERVICES, as this are way more lucrative.
In the past 3 years, the products gross margin was 32.7%, so I actually imply bigger expenses for the manufacturing and sales of products, as this is mostly impacted by the company’s supplier’s ability to make up for and demand, while for the services revenue, the gross margins for the last 3 years has been 63.5% on average, but I expect this to be more in-line with the 66% margin in this past year. So, if services manage to grow to about half the revenues from the iPhone, this will effectively double the gross revenues, as every buck gained in the service revenues account for 2$ in the product sales.
So, I expect the total revenues for Apple to increase from $274B in 2020 to over $440B by 2025, increasing by approximately 10%/year, while I will keep the expense ratio pretty much in-line and have them increasing by 11%/year, this would bring the total gross income for Apple to $177B, increasing mainly due to the services revenues as I said earlier. This growth is just above the 4year average, and below the 2018 levels, which we might see again with this 5G super-cycle and explosive growth in the services revenue.
I also think the company will continue to invest in both Capital Expenditure and Operating expenses.
I think the operating expenses will remain pretty much in line with the previous years, as this number has increased by 1% annually both in R&D and SG&A. So, I will keep the exact percentages from previous years, as I expect the revenue to increase, thus I don’t see a big increase percentage wise. This would account for over $60B in operating expenses by 2025 and over $11B in Capital Expenditures by 2025, as I expect this to increase, mainly due to the possible EV developments or investments in self-driving capabilities alongside other manufacturing capabilities. You can see that the Capex spending has been decreasing in the past years with just over $8.8B in payments for business acquisitions and the other traditional Capex spending. Some people may use the cash generated by investing activities as Capex, but that is more unreliable. I also can see the Capex going back up, so I wanted to be safe and implied a 10% growth.
This money would account for over $73B in expenses and would bring the profit for the company to almost $104B before interest and taxes.
Moving on, let’s see what interest income and expenses the company has had in the past few years. We can see a decrease in interest expense in the past few years as the company has been paying off debt, but they have also been generating less money in this department, with an overall decrease in this department of more than 50% in the past year, way less than the amount from 2018. So, for safety reasons, I used a 10% decline in both income and expenses related to interest, while increasing the other losses by 10%/year.
This would bring the company pre-tax income to just over $104B in 2025.
Let’s move on to taxes. I know the Federal income tax rate is 21% for the company, but the actual effective tax rate for the company was lower than 15% in the past year, mainly due to lower tax-rates on foreign earnings alongside tax-benefits and tax-settlements. The average effective tax rate has been just over 16% in the past 3 years, but with more and more of the revenues coming from outside the US, I think it’s safe to say that the company will have around a 15% effective tax rate by 2025, this obviously if nothing major changes in tax policy around the world.
So, Apple would have $88.6B in income after tax by 2025 and with the current outstanding shares standing at just under 17B, so I don’t even account for the company probably continuing to do share buybacks, this would mean a $5.22 future earnings/share. And with today’s price for Apple just around 136$, that would mean to company is trading at just over 26 times forward price to earnings.
I don’t think Apple will ever trade at a discount again, with the current PE standing at over 40, I believe this will eventually go down, probably to around 35, despite the increase in services revenue, which is highly valued by investors. I think we can see Apple trade somewhere near 35 times P/E in 2025, especially if something big happens with the EV project, this could be even higher, just look at Tesla which trades at insane P/E. Of course, we also have to take into consideration the dividends that will be received from owning the stock, as Apple has started to pay dividends almost a decade ago and has 9 years of dividend growth, with a 10% annual rate of growth in the past 5 years. Here is the dividend growth history for the company, as I also went conservative on this estimate and implied a 7% growth for the next 2 years, 6% for 2023 and 2024 and just 5% in 2025.
So here are my 3 price targets for the company, including dividends but not reinvested. My bear case scenario is that Apple will trade at almost 165$ which implies a return of over 21% by 2025, while my base case scenario would see Apple trading at 195$ with a return of capital of 43%. I will also make the bull case for Apple trading at 225$ by 2025 with dividends included, which would imply just over 65% in gains by then.
I think this is possible as Apple has also continued to buy back shares of the company on a constant basis, as they continue to an impressive campaign with over $72B worth of common stock repurchased in 2020. They continue to buy back shares at a very fast pace, having repurchased over 1.3B shares in 2019 and 2018, while also issuing less stock every year.
So here is the full spreadsheet that I have projected for Apple by 2025 and the breakdown of everything i estimated [ 1 / 2 ] , if you do have another opinion or a suggestion please leave a comment down below, I think I have been conservative in most of my projections, but feel free to give your opinion.
Keep in mind, these targets might sound ridiculous, but just look at the growth Apple has had in the last 5years. The company has increased in value by more 400% in just the past 5years and is over 100.000% up since it started trading. So yes, the valuation is mad right now for the company. So, are you willing to bet against Apple?
The company also has pristine financials, with more than $65B in total assets compared to total liabilities, and more than $38B in cash and cash equivalents.
So, what do I expect in the next couple of days, weeks and months for Apple?
Let’s look at this CHART, so starting with the stock split, Apple saw a correction within the September stock market pullback, in a buy the news & sell the event, after a huge runup post-announcement of the stock split. The stock entered a consolidation period, and didn’t have any big catalysts, especially with new iPhone lineup not being included in the Q4 results due to the late launch. The stock found some levels of resistance near the $120 levels that it struggled to get past but acted also as support after breaking them just before the recent news of the possible EV developments or self-driving-features to be licensed to other car manufacturers. After that news the stock spiked and has now reached the previous highs made before the stock split and is facing some resistance, if the stock pushes over $140 I think we can officially say that it broke the resistance at those levels and is not just a fake-out. But I think it’s likely that the stock will consolidate between 122 and 135$ in the next weeks until the next iPhone sales and quarterly results are released, as the stock has entered overbought territory again with an RSI over 70, the first time since the stock split.
So, what would I do? Well, I own Apple stock, and I really believe this company will remain the biggest or one of the biggest in the future, so I would really add on any weakness that the stock shows before the next quarter earnings are released, as typically Q1 earnings are the best for the company due to increased holiday sales combined with the launch of new products. I think any entry below 130$ would be really nice to start and build a position or increase it if you already own the stock. As I believe Apple is one of the most stable stocks out there with large institutional holders like Vanguard, BlackRock and Berkshire owning over 900M shares each.
Thank you everyone for reading! Hope you enjoyed the content! Be sure to leave a comment down below with your opinion on the stock market!
Have a great day and see you next time!

Is Facebook's moat widening or shrinking? My unorganized thoughts, do you see any flaws?

Hardware:
I think the smartest defensive move Facebook can make at this stage is doing whatever it takes to become a major player in consumer hardware. Even if they breakeven, or lose money on this endeavor it can be treated as user acquisition costs for the people who wouldn't make a Facebook account otherwise, or as a way to make Facebook accounts as sticky as possible to protect against people leaving the platform. Anecdotally, I've seen people that have preached "Facebook is evil" for years, say that not they will not ever delete their newly open accounts because if they did their Oculus hardware wouldn't work, and they'd lose all of their purchases.
Facebook is dominating the growing VR market with an iron fist. Non-advertising revenue grew 156% in Q4, and IDC estimates 3 million Quest 2's were sold in Q4. Oculus Quest 2 has stellar reviews, despite the mandatory Facebook account for use. Facebook's VR devices also use Messenger for messages, Workplace for enterprise, and I believe Facebook Horizon (which is integrated with the FB app) will eventually be the place users load into initially, and launch third party apps from.
High investment cost makes it unlikely that other social media company can compete with Facebook in hardware (especially AVR), and this should give Facebook a permanent utility advantage against its peers. The companies that could compete, big tech, and gaming giants seem unwilling to make the investment to compete. I think they're aware that Facebook is completely fine making $0 to be dominant in the VR space, and that's scared them away in addition to facts like VR being a relatively small market for them.Apple is rumored to be considering a release of a Quest-like headset in later 2022, but the device will be priced far above $1000 according to Mark Gurman.
VR is where I'm most confident in Facebook's ability to achieve its hardware dreams, but consumer AR is also an area where its only competition in terms of investments made is Apple. So I think their chances there are decent too. Facebook is working on long term AR glasses, but is also releasing Smartglasses in collaboration with Luxottica (Ray-Ban and Oakley) this year. There's also Facebook's line of smart video chatting devices, Portal.
Traditionally Listed Moats
Intangible assets consisting of the vast amount of data users have shared: sustained and growing, but people are also sharing things about themselves on other apps increasingly.
Growth of users means network effects still growing
Number and diversity of advertisers, and advertiser verticals still growing
Competition?
There is rising social media competition, and always the threat of new entrants. That being said, competition seems to carve out niches, so they aren't competing as directly as we'd think. The closest thing to Facebook the Blue app, for connecting with family and friends is Instagram. Competing apps can have similar features, but the main utilities are different. Tik Tok is mostly a short video app, Youtube is a long video app, Twitter is a breaking news app, Reddit is a communities app, etc. Facebook's utility first and foremost is connecting with REAL people who's identity you can verify, like friends and family. Like previously mentioned, the closest competitor is Instagram.
Messaging
There can be lack of differentiation here, but Messenger tied to Facebook, Instagram, Portal and Oculus. I suspect it'll be tied to future hardware as well. Whatsapp has network effects, and may one day have lock-in comparable to Chinese super apps (at least that's what's being worked towards). iMessage is the the main competitor here, because they are automatically installed on every iPhone
Misc
I think Facebook Marketplace, the Craigslist alternative benefits greatly from Facebook using real identities, and is an overall better product. If you want to sell something locally FB Marketplace is the best option, and I think it's a strong reason to have an account. Usage of Marketplace is growing.
The integration with Jio in India, and importance in Indian society is worth mentioning for Whatsapp.
Facebook Groups, have competition in the form of Reddit, and Discord. The edge here will be real identities, and the tools they are building to make moderating a Facebook group profitable (subscriptions, etc)
The only other pure "Real Identity social network" is Linkedin is a professional network.
Problems
No young people use Facebook? This seems to be a US centric cliche, as Facebook is popular among all age demographics around the world. According to Pew Research 76% of people 18-24 use Facebook, only superseded by Youtube. For teens in 2018, 51% of teens used Facebook which is good in my opinion for a social network not targeted to teens like Tik Tok. I personally think the utility of Facebook kicks in after college age, but regardless if there is a problem, I think the cure can be User Acquisition through hardware.
Chance of mass exodus? again, mitigated by the lock-in of hardware, but this is a concern of mine based on Facebook's reputation. 1. Privacy, there is truth to some criticism here, because Facebook's business model does depend on data collection, and in many ways is opposed to strict definitions of privacy, but much of it is also pushed by myth like "Facebook sells data". Facebook has the same business model as its advertising funded peers, but perception is what matters, and Facebook is losing the perception battle. 2. Politics, In my opinion has been half of Facebook's reputation problem. Recently Zuck said that they are trying to make Facebook less political by not recommending political groups, and lowering reach on political posts. Also, Donald Trump being gone should make the next 4 years less politically controversial. Since Facebook is in the business of advertising, and people can mostly say what they want, there's always the small chance of a #DeleteFacebook movement reaching critical mass based on these themes.
Being banned in countries? Mitigated by becoming a hardware player, but this is an unlikely outcome for many reasons that my hands are too tired to elaborate on.
Apple's privacy stance and iOS 14: The hit to revenue estimates I've seen are between 1%-7%, but it could also be a boost to revenue since third party signals being reduced will give the edge to whoever has the best first party signals, we'll have wait to see. This is something to watch closely, but transferring third party data into first party data by having ecommerce on the platform through initiatives like Facebooks shops, and Instagram shopping can be the cure. Also, being in control of hardware mitigates this risk
Antitrust- generally not concerned
Privacy as a theme that is adversarial to advertising - slightly concerned but I don't think ad funded business models are going anywhere, many people like not paying for things
Might add more to this later...

Is Facebook's moat widening or shrinking? My unorganized thoughts, do you see any flaws?

Stadia vs Luna vs GeForce Now vs xCloud

Hey all...I've been pretty exhaustively trying all the current streaming services. I know this is a Stadia group but I thought if anyone out there is curious about what the experience is like on other services, perhaps you could benefit from a layman's experience using each service and trying to make it my "main" service. Like I said, I'm a layman, not a professional reviewer, so there's a lot of things I'm still learning, but having tried all three of the major services, here's my thoughts.
Edit: Please bear in mind this is not an exhaustive list, just some thoughts based on a couple of months of on and off testing. I'm certainly not trying to sway or influence anyone's purchasing decisions, just giving some general thoughts that might help when trying to decide which service to look into. I know not everyone can get ahold of / rush out and buy all of the devices I have listed here - I happen to work for a tech company so I have a lot more devices floating around than most other people. Your mileage, of course, may vary!
I know there's also Steam Link, but since that requires you to have a PC capable of playing the game in the house somewhere, I'm not considering that a streaming service.
Testing Devices:

ChromeCast Ultra (Stadia Only)
iPad Pro 2020
Asus G14
Pixel 2 XL (xCloud only)
iPhone 12 Pro Max (Stadia only)
nVidia Shield (GeForce Now only)
Samsung Galaxy Chromebook (Stadia only)

Amazon Luna

Notable Games: Control, lots of highly rated indie titles (Blasphemous, Bloodstained, Iconoclasts)
To be fair, I only have about 6 hours on Amazon Luna, but they've been pretty excruciating. My wifi averages about 75-90 MBps, and about half of the games I tried suffered from lag and graphical smear, mostly the Ubisoft+ games. The indie games played fabulously well. Luna is probably the service I have the least to say about. It's $6 a month for Luna on it's own, so it's kindof like the "also-ran" effort - it's cheap, but might be the most forgettable of the bunch. The user interface is better than GeForce Now, worse than Stadia, and unlike Stadia it doesn't seem like Luna can be enhanced with browser extensions.
I have Ubisoft+, so I tried to play Immortal: Fenyx Rising on Luna and it was absolutely horrible. Smeared graphics, dropped frames, input lag, the works. It was the only experience across all of the big three services that was literally unplayable. This seemed to be a problem only with the Ubisoft games, however, I have to stress.
Pros

Netflix-style game selection, with lots of indie titles you don't see many other places. Control is the only standout AAA title, and it looks and plays fantastically. Indie games were great too.
Integration with Ubisoft+ is seamless and the games just become part of your library.
Twitch integration is pretty cool - nice to see streamers who are playing the game live when you jump into the game page.
Runs in the browser but also has dedicated apps - a plus for me.
Luna is probably the best service for Twitch streamers - it's integrated right into the UI. I don't stream so I wasn't able to test it, but it seems pretty easy.

Cons

Seems to be in Early Access, so I literally don't know anyone else who has gotten an invite.
The pro of having niche indie games is offset by the con of not having a wide game selection. Of all the services, seems like Luna has the least, but broadest, selection.
Seeing an ad for Luna, WHILE PLAYING LUNA, was irrationally annoying. Amazon just can't freaking help themselves I guess.
I signed up for Luna fully expecting to play all of my games claimed through Prime Gaming...literally none of those games are available.
If there's a way to find Luna from the main Amazon home page, they've hid it pretty well. I'm sure it's buried in one of their dozens of menus but I could not for the life of me find a quick and easy way to get to Luna from Amazon dotcom.
This is a very minor point, but Amazon Luna ONLY works on Chrome, while Google Stadia works in either Chrome or Edge Browser (since it's built on Chromium). Probably doesn't make a difference for most people, but to me Edge seems to run better, so I'm docking a point.

GeForce Now

Notable Games: Cyberpunk 2077, Control, Immortals: Fenix Rising, Metro series, Destiny 2 (all paid)
I picked up an nVidia Shield specifically for GeForce now, but my wife and I have ended up using it primarily for Kodi and to watch Netflix more than playing any games on it. I'll just say it straight out - GeForce Now sucks ass. It's a broken, shoddy, inconsistent mess. It's actually WORSE on the Shield than it is on PC, because there are so many times when I needed a keyboard to do anything. I tried playing Immortals: Fenyx Rising on GFN on my Shield which required me to log into Ubisoft+. I'm fine with that, since you only have to do it once...but using the Shield remote that came with my Shield, the on-screen keyboard never popped up, forcing me to track down a second keyboard from in my garage and plug in. After I plugged in the physical keyboard....THEN the onscreen keyboard popped up and just mirrored what I pressed on the physical keyboard. What? Why?
Games are all over the place as well. Witcher 3 was a nightmare - every time you try to play the game, it wants to install the DLC packs onto whatever virtual machine you've been assigned. Then when you can play, it dips so far under 30 fps it's literally better to just play it on a budget PC with Hairworks off.
Plus the Shield ain't cheap - it was like $200 at Best Buy, and didn't include a controller. $100 more gets you a Series S, and $100 LESS gets you a Stadia-enabled Chromecast WITH a solid as hell controller, just for comparison's sake.
Pros

Raytracing, I guess. Control looks great?
Links with Steam, GOG, and Epic, so you keep your games if the service goes down at some point in the future. Also technically "cheaper" overall than Stadia cos you can find cheap keys online or Steam sales (which seem to be more frequent than Stadia sales) and still get the game in your GeForce Now.
GFN seems to have the widest selection of enabled games. Not all that impressive since you have to own the game already, but this does give it somewhat of an advantage.
Links to Epic library, which is cool. 80% of my games on Epic were not GFN enabled, which is not as cool.

Cons

Literally the hardest of the big three services to use. Not a "pick up and play" experience. Requires a lot of effort to get working, and even then, inconsistent across platforms.
Even on nVidias own hardware, it can be tricky to figure out what games actually are on GeForce Now and which aren't and get them running right.
Some games just don't play well. Witcher 3 is a buggy, low framerate mess...while Control is smooth as butter. No rhyme or reason as to why. I couldn't get Mankind Divided to play full-screen - it always wanted to play in a window.
Since you're just running a virtual machine, you still have to fiddle with graphical settings. Some games don't look right when first started, and you have to remember to go into the settings and change things to match whatever screen you're on.
Twice I still had to wait in a queue to play even though I paid for the Founder's subscription. Insanely frustrating.
One hour limit to gameplay if you don't pay for the Founder's subscription, and you're stuck waiting in a queue. There were times where I was in a queue of over 300, which translated to upwards of 18 minutes one session, waiting to play. I would go as far as to say, if you don't pay for Founder's, don't bother with GFN at all.
Also, just because I don't have anywhere else to put this, Ubisoft's Cloud Save system is atrocious. This isn't nVidia's fault, I just want to complain about it.

Google Stadia

Notable Games: Cyberpunk 2077 (paid), Hitman: World of Assassination (Pro), Destiny 2 (Pro), Red Dead Redemption II (Paid)
Stadia is easily the best overall, but it still has its cons. I came to Stadia thanks to Cyberpunk 2077 so I have the most hours played on Stadia of the big three services. Stadia on the Chromecast Ultra seems to me to be the hands down best way to play streamed games currently.
Of all the services, Stadia was the one that felt the least like a "me-too" service and more like a dedicated platform. Almost all of the other services felt like a way for corporations to dip their toe in the water and figure out if there's money to be made, while Stadia feels like someone who really grasps and cares about gaming is at the helm.
Pros

Least barrier to entry. Download Chrome or Edge Browser, grab any bluetooth controller, and you're off the races.
No subscription required. You can play any game purchased on Stadia without a subscription with no queue system, no picking a virtual machine, no Steam big picture mode...it's just, hit the Play button and go.
This is a big one for me - seems to have the best "capture" integration. Though, the iOS / Android app could use work (just let me download the image and share it? Why do I need to share a link?) overall, sharing your snaps and vids is pretty easy on Stadia.
Playing with the Stadia controller on my TV after picking up a Chromecast Ultra felt like magic.
Similarly, being able to "pick up and play" games like Cyberpunk 2077 on a Chromebook felt similarly magical. The game looked its best, believe it or not, on a Samsung Chromebook that I tested at Best Buy. Random side note but the Google guy at Best Buy was SO EXCITED that I wanted to check out Stadia on a Chromebook. He was over the moon.
The game selection for Pro does have some interesting titles that I wouldn't have picked up otherwise. But see Con 1 below.

Cons

The game selection for Stadia Pro is a tad lackluster at the moment. Definitely enough to keep me playing, but there wasn't really a "must have" title that jumped out at me. Bunch of average, quite playable titles
The game selection for purchases is a little thin as well, seeing as how the service is over a year old at this point. I know it’s on literally every other platform but I would have loved to do a second play through of Control on Stadia, and stuff like Horizon: Zero Dawn, Hades, even some older indie titles like Transistor or Pyre, some of the Lego games...
UI seems like an complete afterthought, which is a little weird since this is a Google product. This is solved a little bit by extensions like Stadia Enhanced, but that's a third party fix so I'm still listing it as a con. No search? Captures seem deprecated?
Probably the highest "cost" to play, since you have to buy the games outright, and sales seem few and far between. If Stadia just vanishes at some point (which, let's be fair, Google has a track record of doing with their services) they haven't really outlined what happens to your library.
No raytracing yet. Not really a con for me personally, but other services offer it.
This may just be a bug but I'm listing it as a con - a number of times the Stadia homepage just wouldn't load. I was left staring at the Stadia logo wondering what was going on for minutes at a time. I'd have to close out of the browser and restart. Not sure if that's an issue with Chrome, but it seemed to happen on Edge browser as well.
Stadia-specific versions of games. Now, hear me out - usually this is a PRO not a con, but in Stadia’s case it seems to be a con as making a wholly new build of a game for a specific platform probably just isn’t in the cards for a lot of developers. That could be what’s slowing down a lot of games coming to Stadia - the time and money required to build a new version of the game. Hopefully we see some “Stadia first” games that will convince other developers to jump on board.

Xbox Game Pass / Game Pass Unlimited / Gold / Live / Play Anywhere / xCloud / Whatever it's being called these days

Notable Games: Nier: Automata BAG Edition, Dragon Quest XI S, Dragon Age: Inquisition, Mass Effect Andromeda
Xbox Game Pass gets added to this list on a pure technicality.
So, technically Xbox Game Pass isn't a streaming service, but I include it because on Android, there actually is a "cloud" option for playing your console Game Pass library. The Cloud streaming works surprisingly well, but you're limited to either an Android tablet or phone because it doesn't seem to work properly on Android TV. I've heard you can sideload onto the nVidia Shield, but that was beyond the scope of what I was trying to accomplish with these reviews...I just want something I can pick up and play. So, yeah if you don't mind playing on your phone, Game Pass Cloud is actually probably the best of the bunch in terms of ease of use and game selection. There are so many things I want to play on Game Pass it's actually a little overwhelming. However, I don't want to stare at a 5" screen for hours to do so.
Pros

Wide game selection with lots of games being added every month (almost every week, seems like)
Broad game selection - seems to be some standouts from just about every game genre. I know this seems like a repeat of point one, but they're very different things - it's one thing to just throw a ton of games on your service, its another to make sure you're representing every genre out there, which Game Pass seems to do more admirably than any other service.
Streaming seems to work just fine. I was able to play Dragon Quest: Inquisition on my Android phone with very little issue. Couple of times the connection dropped, but it was no better or worse than Stadia.
It seems like services are stumbling all over themselves to get included in Game Pass.

Cons

Again, inconsistent experience. Offerings are different on console than on PC...why is Torchlight III a console exclusive? Why are all the good games pushed to console and cloud, with PC being an afterthought?
Games seem to come and go randomly - some popular games pop up for a few months and are gone, other seemingly niche titles have been on the service since launch
Probably the biggest con - no streaming on PC, iOS, or Android TV. Baffling choice. Maybe there's business reasons I'm not aware of, but as a user, it's maddening.
Minor point, but good lord Microsoft needs to simplify EVERYTHING related to Xbox. No one can figure out what the hell service we have when I try to talk to people about it - there's Game Pass, but there's also Games with Gold, then there's Live, then there's Game Pass Ultimate, but there's also Play Anywhere, which isn't really a service, just some sort of cross-play, And the number of times people thought I have a Series X when I actually have a One X was insanely frustrating as well. I know this doesn't have anything to do with the service, but jeez man why is everything Microsoft does so haphazard?

Whew! I actually had way more to say on this topic than I thought, I guess. I've probably spent more time and energy on this than I should have, but working from home has given me a lot of time on my hands, so hopefully my experiences can help save someone else some time and effort. Would love some counterpoints as well!

I think WSB is sleeping on a huge opportunity in Apple this month. Here’s why.

TLDR: Due to a confluence of factors (none of which are technical analysis), I believe a perfect storm is likely forming for a monster, historic ER occurring sometime in late January. The initial main factor for this was that COVID issues were causing a delay in the iPhone 12 launch, pushing it into to this quarter, but that led me to discover numerous other factors now making up my thesis. I believe not only will earnings grow, but the multiple could even expand. How to play it: calls dated end of Jan or mid Feb.

Analysis:

Happy hangover day, fellow autists. I believe opportunities are rare to know when an ER is going to blow it out of the water by enough to overcome IV crush based on more than just a hunch, and when they occur once or twice per year you should swing big. When I play earnings releases, I’m almost always just a seller of spreads so that I can profit off of theta/IV crush surrounding the ER (theta gang always wins). This time however, I’ve bought outright calls. Here is what I’m seeing with Apple:

The iPhone 12 delay could mean huge YoY comparisons.

What kicked all this off was that two months ago I realized we could be heading for huge numbers this quarter due to an atypical delay in the launch of the newest iPhone. Typically new iPhones are announced in mid-September with preorders beginning immediately and shipments beginning before the end of the month. However this year because of COIVD delays the launch date got pushed into October. The iPhone 12 preorders began mid-October with shipments a week later, and the iPhone 12 mini and Max began preorders November 6. And that means no sales of the new models counted in the quarter ended Sept. 30 (Apple’s fiscal fourth quarter)as they usually do. This year all of those opening day sales have fallen into the upcoming fiscal Q1, setting up a potentially huge quarter in sales and making for easy YoY comparisons right out of the gate. Here’s a Fortune article on the delay of the launch.

The “super cycle” rumors appear to be true.

As a lover of new tech, I always have to remind myself that the average person doesn’t care about incremental new features as much as I do. So when I heard rumors earlier this year that Apple could be facing a “super cycle” of upgrades due to 5G, I was skeptical. How much does the average person really care about spotty 5G service enough to jump on a new iPhone? But based on reports starting to come out, those rumors appear to be correct. I’ve seen a few articles suggesting a super cycle not seen since the iPhone 6.
Here’s a Yahoo Finance article on Wedbush’s analysis.
Here are some notable quotes from that article since I know we don’t read around here.

"Based on our recent Asia checks we believe the supply chain is anticipating low to mid 90 million iPhone unit builds … a roughly 35% increase from our original and Street forecasts," says Ives, who covers AAPL stock for Wedbush.
Compare that to the firm's expectations for iPhone 12 unit sales over time. Three months ago, Wedbush expected 65 million to 70 million unit builds for the December quarter; it raised its outlook to 75 million units in late October; and in mid-December, it set a "stretch goal" in the mid-80 million range.
Wall Street broadly sees AAPL selling 217 million iPhones in the company's fiscal 2021, but Wedbush's bull case is "north of 240 million units (250 million could be in the cards – an eye popping figure)" that would easily surpass the 231 million units the company sold in its fiscal 2015.
"We have not seen a launch uptrend such as this in a number of years for Apple and the only iPhone trajectory similar would be the iPhone 6 in 2014 based on our analysis.".

Here is an AppleInsider article, although it quotes the same research at Wedbush. Notable quote:

That bump in production would represent a 30% year-over-year increase in smartphone models produced, and is also well ahead of current Wall Street expectations, Ives wrote.

It’s anecdotal, but I personally skipped the iPhone 11 upgrade because I was perfectly content with my XS Max, however I did buy the 12 Pro Max.

The iPhone 12 sales mix:

It’s not just that phone sales will be up on the iphone 12 launch, it’s the mix within those sales. Typically when Apple launches phones they sell more of the of the entry level new phones than they do the premium, because the total addressable market is bigger. That doesn’t appear to be the case this time. As early as September people were reporting that Apple was making more higher end iPhone 12 models than entry-level handsets anticipating a shift in demand, and they appear to have been correct. Last year the entry level iPhone 11s outsold the premium iPhone 11s by a three to one margin. This year almost immediately after launch people were reporting that the premium iPhone 12s were selling as much as the entry models. Since then, there have been reports trickling out that the premium iPhone 12s appear to actually be outselling the entry level versions.

Apple sold out of nearly everything they make for Christmas.

See further below for one of the reasons this may have happened, in both my “macro” and “risks” sections.
Apple introduced a slough of new products from iMacs to watches this year, and they sold out of all of them. The list of sold-out products at Christmas included the iPhone 12 Pro and Pro Max; iPad, iPad Pro, iPad Air, and iPad Mini; MacBook Air and Pro; iMac and iMac Pro; HomePod mini, and AirPods Max. Here’s a Barron’s article mentioning the sell outs.
Apple wearables, I would argue, are now what economists call Veblen goods. These are unique products where the demand curve actually increases as the price increases. This can happen in goods such as wine, where the consumer lacks the knowledge in how to evaluate the product so they take pricing as a signal of quality. But another reason you can get that skewed demand curve is if the product conveys status. One example of this is sports cars. You can buy cars with 90% of the performance of the ultra top end cars for 30% of the price, but that’s not the point of owning them, is it? How often are you really out at the track? Lambo isn’t in competition with $50k sports cars. They could raise the price $50k per car and people who can afford them would just want them more. Louis Vuitton bags and $50,000 Birkin purses are more examples. In fact with Birkin they not only constantly raise prices, they forbid people from buying them. You have to spend a lot of money on other lower tier products before you’re “allowed” to even buy a Birkin bag. This just makes new money women want them even more.
Those are dramatic examples of course and Apple isn’t behaving that way, but Apple just introduced very overpriced, new over-the-ear headphones which cost almost twice as much as the leading competitor, and yet...Apple sold out of every single color in the first two weeks and hit a three month waiting list by Christmas on a product that I would assume due to its high pricing has very fat margins. Apple charging twice as much makes them more appealing, not less, because wearables are worn and thus seen by your peers (and the opposite sex).

The Twitter rumor mill is reporting parts moving at a brisk pace

I can’t track down the things I’ve read here and there on Twitter and I’m starting to run out of steam here, so you may have to do some searching on your own, but people who usually track movement of parts through the companies forming Apple’s supply chain and normally have a good track record with their reports have reported that parts are moving through the chain at a very brisk pace. This is addressed some in the reports on the iPhone supply chain in my earlier links.

App sales are crushing it.

Thanks probably in part to quarantine, app sales have been crushing it and grew ~35% this December compared to ~17% the prior year, meaning sales have grown at twice the pace.

Reoccurring revenue bundle numbers will be announced

The biggest thing I’ve learned from 2020 is that nothing matters more to the market than the narrative surrounding the reoccurring revenue bundle...aka subscriptions. A company announces its cutting its dividend, but then tells you that’s because its going to pour all that money into boosting its subscriptions? The stock skyrockets. Look at Disney. ATT may be able to pull this off as well if it can convince people of that narrative with WarneHBO max and cut its dividend to pour it into content, but that’s a big “if” for them.
Apple launched their new reoccurring revenue bundle this year. I personally signed up for the premium tier and now owe Apple $30 per month for the rest of my life. I was already paying them to backup my phone to the cloud, and now their bundle has thrown me into Apple Music, Apple TV+, etc. I am firmly entrenched in the Apple universe whether I like it or not.
It is these reoccurring revenue numbers that offer the possibility of earnings multiple expansion.

RISKS

Are sellouts due to high demand, or due to COVID-related production problems? I don’t know. Based on the reports I’ve read, some of which have been linked earlier in my post, it sounds like everything is running full speed in China and the supply chain is running at near or above a record clip. One possible risk is that this was not the case earlier this year and thus Apple sold out of things because they hadn’t produced enough heading into Christmas. I personally believe that production may have taken a huge hit early in the calendar year, but by mid to late 2020 this was no longer a significant issue. I also believe that even if sales have taken a slight hit due to production, the market wouldn’t really care. Markets are forward looking. They know COVID has impacted things globally, and even if Apple reports sales difficulties they will be paired with significantly increased guidance for Q2. New reports have suggested that Apple has had to increase its iPhone production plans for 2021 by 20-30% because of strong demand An announcement like that is not a recipe for a stock crash.
Macro factors causing a crash. A lot of people around here appear to be scared of an impending crash. This seems to be based on the simple idea that stocks have run up a lot and therefore must crash. A reversion to the mean is imminent. I don’t see it that way and I think the economy is more complex than that. Just because something has gone up a lot does not mean it’s going to crash. People have been warning of a California real estate crash for 70 years.
I’m a little bit older than you guys (by probably about 10-15 years) and I can remember the market frenzy of the dot.com boom. A lot of people were saying the same thing then, and while they were ultimately proven right, they were very early. I remember seeing another year to year and a half of enormous gains after hearing all those warnings. Of course the problem with musical chairs is that we never know when the music will stop, but I would argue if anything stocks are roughly fairly valued, not dangerously overvalued.
As we go into 2021, we face the following conditions: a vaccine roll out that sometime between now and late ‘21 will lead us into a v-shaped recovery. The Krugman argument for this vision, and The Bloomberg argument for this vision. We also just had the Fed reaffirm 0% interest rates and the continuation of QE. Add to all of that very easy YoY earnings comps for the first two quarters of this year and this is not a recipe for a crash, it’s a recipe for a steady market melt up. Where are the rich supposed to put all their money in a 0% interest rate environment? 0% pushes up the value of all asset classes, and this is especially true of real estate and stonks. Generally speaking, predicting macro economic movements is a losing game, but all of those things combined with the easy YoY comps means I don’t feel the need to be concerned of an impending correction for at least the next two quarters.
A much smaller factor but still a factor, I have seen it suggested that Apple will be among the larger beneficiaries of the stimulus checks going out, although those have not started rolling out until just now so that may have an impact on Q2 if any.
Bad subscription numbers
If subscriptions to Apple One flopped, this could significantly overshadow sales and earnings numbers. I personally feel Apple isn’t likely to seriously miscalculate predictions on a subscription bundle because they have their market dialed in, but I don’t know that for sure.
Sales could have cratered in October
Sales often drop a little in the weeks preceding a phone launch. What if phone sales tanked during the delays waiting for an iPhone 12? That could be bad. I’m encouraged by the fact that iPhone 11 models appeared to still be having good sales numbers when the iPhone 12 was launched (see links earlier in this post), but I don’t really know what October sales look like.
COVID could have tanked all phone sales.
This report says all phone activations generally tanked 23% on Christmas Day. Two thoughts I have on that, that number is for all phone activations, not just iPhones. And two, that’s just for Christmas Day itself. There could be a wide array of reasons activations were down on that one day. To counter that, this report says the iPhone was the best selling 5G phone, even in October despite the phone not launching until the second half of that month. Additionally that article mentions pent up demand for 5G apple phones that sales are likely to be strong going forward.

Technical Analysis

I don’t believe in technical analysis. Charts don’t know any of the things I just explained, and are therefore, in my opinion, useless to me. Maybe somebody has figured out a system for charts to predict the future, but I am not that person.

Price Target

I don’t pretend to know things like that.

Fun rumors

I’m not big on speculative rumors and momentum type plays, but if that’s your thing there are certainly rumors in the air. The most famous of which is the rumor that Apple is back to working seriously on an EV Car. Another is reports are just coming out in the last day or two that Apple is seeing new successes in developing foldable tech. Whether these things will impact the stock price isn’t really my cup of tea, but if it’s yours those are two things to consider.

Is my post an attempt at a WSB pump and dump?

I’m under no allusions that my own WSB post is going to alter the trajectory of a $2.25 trillion company in any meaningful way. That sort of thing may work on a post-IPO company that hasn’t had its lockup expiration yet and thus has a tiny float (aka PLTR or numerous other recent “to the moon” meme stocks) with limited float. (That’s not to say those aren’t great companies or great trades. I’m just sayin’).

My positions:

I’m more conservative than most of WSB. While I love this place with all my heart and love you guys for it, I believe risking it all to chase screenshot-worthy gains is moronic and not the path to building real, long-term wealth. Thus my positions are probably more conservative than you’d expect.
I have 20% of my net worth tied up in Apple via LEAPs. 9/16/2022 AAPL $87.50 calls. I consider this to be essentially stock I hold for the long term. Delta is approaching 1 anyway so they practically are stock. Sometime in the depths of March I loaded up on FAANG LEAPs with the intention of actually holding them for years and then converting to shares. Those LEAPs were a little OTM at the time I bought them. I have no interest in day trading my significant LEAP positions so that’s going to sit there for the next two years.
But I also have put an additional 15% of my net worth into short term calls on Apple to play the ER. I have Feb 19 $130 calls which were about 10-15% OTM at the time I bought them. They are currently ITM. I also have 1/29 $135s and 1/29 $141s.
This puts 35% of my net worth into Apple.

How to get rich

I intend to cash out my short term calls after the ER, and I don’t intend to reinvest or roll them out because I suspect Apple will be fully valued by then and there are better plays out there. I intend to keep my LEAPS because I bought those for the very long term and because at the very least I should hold them until March to hit the long term capital gains tax rate.
I intend to take my profits from the calls and push them into shorting NNOX and XPEV, both of which have significant lockup expirations coming in mid to late February which I believe will significantly impact the stock prices in the short term. I have no interest in shorting XPEV right now, because you guys are crazy as fuck and for all I know EV stonks could all run up another 50% in the next month. Right about the time the Apple ER hits should be perfect.

Criticism

If you think I’m wrong, I would strongly encourage you to comment. I don’t give a fuck about looking correct or saving face but I give many fucks about not losing money. If I’m wrong, I want to know it.

The Most Important Factor

This ain’t my first day around here, and I know that DD is absolutely useless without rocketships, therefore: APPLE TO THE 🌙 🚀 🚀🚀🚀🚀🚀 🚀 🚀🚀🚀🚀🚀 🚀 🚀🚀🚀🚀🚀 🚀 🚀🚀🚀🚀🚀 🚀 🚀🚀🚀🚀🚀 🚀 🚀🚀🚀🚀🚀 🚀 🚀🚀🚀🚀.
Godspeed, fellow autists.

Apple [AAPL] Stock Price Predictions | Buy or Sell AAPL? Apple [AAPL] Stock Price Target & Analysis

Should you buy Apple stock or has the company run out of growth opportunities? What is my price prediction for Apple in the next years? Read until the end as I reveal my price target for Apple and also what I think will happen in the next couple of days, weeks & months!
~ Warning! Very Very Long Post~
Hello everyone! So, let’s go over some of the latest news on Apple before moving on to some fundamental and technical analysis, predictions and my price target for the stock in the next years.
[Disclosure: I made this DD last month, but I wasn't part of this Subreddit until the last few days]
So, let’s start with the news that Apple will cut the App Store commission in half for small app developers starting in the next days, this will affect developers who earn less than $1M annually from the App Store Sales. This is likely to lead to a small decline in commission revenues for Apple as around 98% of the app developers will qualify for this tax reduction from 30% to 15%, but all these small developers only contribute to about 5% of the estimated $50B in annual revenues from the App Store, so that would be only a $1.25B loss for the company, that is less than half a % of the company’s total net sales in the last fiscal year.
Also, these changes may lead to a potential long-term revenue boost, as it is likely this will lead to an increasing creation of apps which will generate more commissions in return.
Alongside this we also saw the company releasing the new MacBook’s with their first in-house chip, which promises faster video and imaging processing times, with both CPU and GPU performance up to 2 times faster than the latest PC laptop chip using just a fraction of the power consumption, with both of the macbooks promising big improvements in battery life. Apple is also expected to roll out even more in-house chips in future products, as they have started the 2-year breakup with Intel chips.
We also saw Morgan Stanley upgrading their base case to $191 at the end of November, as they have cited record lead times, supply chain forecasts and carriers demand as they expect that the company will sell around 270M iPhone in fiscal year 2021, that’s 50M more than the consensus and almost 30M more than the previous estimate of Morgan Stanley, with an average selling price of 842$, 9% more than the base case, as people tend to chose the more expensive and high tech versions of the lineup in this new 5G cycle.
The 5G super-cycle, which I believe is on the way, and will continue in the next years, as 5G become more available worldwide, could still be the biggest thing coming right away for the company with 5G smartphones expected to surpass 4G sales by 2024, with the average sale price of the 5G phones also coming down, helping them become more popular. This will also be helped by the recent entry to the Indian market, as India will probably become the world biggest country in the next decade, this could be a huge opportunity for Apple to start and take away market-share from their competitors like Samsung and Xiaomi which have the biggest market shares right now.
They also released an update iPad Pro and an all-new iPad Air in September which will also boost sales in this work-from-home environment that will keep the demand very high for this kind of products, just like the Macs. Alongside the increasing demand from the Wearables, Home & Accessories that include Air Pods, Apple TV, Apple Watch, and many more products.
But the biggest reasons I believe Apple is poised for continued growth, is primarily due to its services business, as they start to offer more and more services like the Apple ONE BUNDLE, which include up to 6 services from (Apple Music, Apple TV+, Apple Arcade, Apple News+, the new Apple Fitness+ and the iCloud service) for a pretty reasonable price in my opinion starting from 15$ up to 30$/month, this could be a great option for families and even individuals who use their services a lot.
The latest services, Fitness+ just launched in the past days, and is a direct competitor to the likes of Peloton, as the service is available on the iPhone, iPad or even Apple TV. This also makes consumers buy the Apple Watch which syncs to the other devices to show you different information. The Fitness+ app just on its own is 8$/month or 80$/year which is less expensive than Peloton subscription which charges 13$ or even traditional gyms like Planet Fitness at 10$/month.
I think this will be the fastest growing sector for the company, as this aligns with the new macro trends, as the world is moving more and more to a digital approach to almost everything as consumer preferences, with more & more younger people reaching the point in life when they use these services start to align to this increasing digital approach.
We also shouldn’t forget the Apple Card & Apple Pay service among many others which also seem to gain from the move to digital & contactless payments, as this has been accelerated due to the current situation in the past year.
And one last piece of news, and the most recent one, is that Apple may have fast-tracked the Titan project. The Titan project is targeting a 2024 or 2025 push to develop an electric vehicle with advanced battery technologies, that will deliver significant increases in range at much lower costs than the current technologies while also offering self-driving capabilities.
It’s reported they will not use the same technology as Tesla Full-Self-Driving feature, but will use LIDAR sensors, similar to those that we can find in the latest iPhone 12 PRO.
I think Apple can go 2 ways with this project, they can either use the huge amount of cash the company has to buy another car-maker like Ford, GM or any other car manufacturer expect Tesla and Toyota which do have a big market cap, so that they can fast-track the potential manufacturing of cars, or they can enter into a partnership with big companies like Tesla, Volkswagen or any other car marker to either produce cars or license their technology to this other car-makers which would ultimately and probably have higher margin-returns than the effective manufacturing of cars. Apple’s current overall gross margins stand at 38% vs the 15% average of the world top 10 automakers by market cap, which is significantly lower.
But this Apple Car thing is so far out, and there are so many unknowns, I will not try to predict anything related to this until there is more clarity on the subject.
And last, before moving on to some predictions, here are some of the highlights that we heard from the latest investors conference meeting, as the CEO, Tim Cook expressed optimism ahead with the launch of many new products and services, especially the Home Pod Mini and the new 5G iPhones, as these new iPhones include new LIDAR scanners that greatly improve the camera capabilities, as the iPhone as seen very positive reviews. We also saw the Senior VP and CFO, Luca Maestri give us great outlook for the company as they expect the installed devices base to continue to growth despite already being at an all-time high as they have over 585M paid subscriptions on their platforms and expect this to surpass 600M by the end of 2020.
I also researched and found what products we can see in the near future, with the first half of 2021 bringing new iMacs, the AirPods3 and the iPad Pro, while in the FALL event we will probably get the new iPhone 13 alongside the iPhone SE PLUS and the Watch Series 7 with more products coming later in 2021 or that don’t have an estimated release date like the Air Pods Pro, the Air Tags and the iPad Mini 6.
So, before even starting, you should know that I am bull on Apple but I am willing to hear other opinions so don’t be afraid to leave a comment down below.
I have made some predictions based on the growth rate of the company, the latest plans announced by them and used some estimates. So, keep in mind this are only projections and are calculated by myself, this is not an investment advice and you should do your own research.
This are my 2025 projections for Apple, let’s take a closer look at them, each on their own.
So, in term of revenues, Apple has 5 big sources of income, which saw an overall increase of 6% despite lagging sales in the iPhone. The biggest revenue is by far the iPhone right now with over $137B in revenue in the fiscal year ending in September. I expect to see the iPhone sales increasing in the next years, especially in 2021, with the new 5G iPhone creating a super-cycle for the company, as most iPhone users, including myself here, as I will upgrade from my iPhone X, will switch to this new product. The iPhone sales have decreased in the last couple of years by 14% and 3% as a result of the product not having big improvements, as well as iPhone usually starting to last longer than previous models, so I expect to see a 12% increase in sales next year and a gradual decrease in the growth of sales as more people upgrade, ending with just a 5% growth in iPhone sales in 2025.
The next revenues stream is from the Mac, which has seen an increase in the past 2years, with revenues topping $28B this year after the huge demand from the work from home consumers. I expect this trend to continue as they plan to continue to launch better products and I can see the company having a similar growth next year before starting to decline slightly until 2025, also ending with a 5% growth.
The iPad is currently the smallest revenue stream for Apple but has also seen an increase in demand in the past 2 years with a 13% average increase in revenues. I also expect the iPad to continue to grow in the next couple of years, especially with the learn-from-home environment for kids, and even after this period ends, the transformation for learning will implicate more digital usage. I expect the iPad to see some similar growth to the Macs, especially with the latest generation also bringing a new iPad air to the market.
The 4th revenue stream and the fastest growing in the past 2 years, with an average growth of 33% are the wearables, home & accessories revenues. This have topped $30B this year, as Apple has also just launched the Apple Watch series 6 and also feature other great products like Apple TV, the Air Pods the Home Pod and the Home Pod mini alongside other third-party accessories.
I gave this revenue stream a growth of 20% starting next year with a gradual decrease to around 8% by 2025, as I believe this will become more & more popular as they start to offer more vertical integration.
And last, but by no means least, the revenue stream that I expect to grow the most and the fastest is the revenue from the services that Apple offers. This includes revenues from Apple Care, Advertising, Cloud Services, Payment Services like Apple Card & Apple Pay and of course the digital content which includes fees from the App Store alongside subscription-based income including the new Apple One Bundle and Apple Fitness+ alongside the already know Apple Arcade, Apple Music, Apple News+, Apple TV+ and hopefully I don’t forget any others.
So, I expect this to become the clear 2nd biggest revenue stream for Apple by 2025, as I expect this to grow more than 20% next year, mainly due to the Apple One Bundle and Apple Fitness+ followed up by a slightly decreasing growth, ending with a 10% increase in revenues in 2025.
I think this are fairly conservative base case scenarios for the revenues, as I expect them to continue to increase the other revenue streams and not have such a large percentage of the revenues coming from the iPhone sales as you can see in this chart.
In terms of expenses, I pretty much kept the same margins as in previous years, with a 68% expense ratio on product sales [ iPhone / iPad / Mac / WHA ] and 35% expense ratio on SERVICES, as this are way more lucrative.
In the past 3 years, the products gross margin was 32.7%, so I actually imply bigger expenses for the manufacturing and sales of products, as this is mostly impacted by the company’s supplier’s ability to make up for and demand, while for the services revenue, the gross margins for the last 3 years has been 63.5% on average, but I expect this to be more in-line with the 66% margin in this past year. So, if services manage to grow to about half the revenues from the iPhone, this will effectively double the gross revenues, as every buck gained in the service revenues account for 2$ in the product sales.
So, I expect the total revenues for Apple to increase from $274B in 2020 to over $440B by 2025, increasing by approximately 10%/year, while I will keep the expense ratio pretty much in-line and have them increasing by 11%/year, this would bring the total gross income for Apple to $177B, increasing mainly due to the services revenues as I said earlier. This growth is just above the 4year average, and below the 2018 levels, which we might see again with this 5G super-cycle and explosive growth in the services revenue.
I also think the company will continue to invest in both Capital Expenditure and Operating expenses.
I think the operating expenses will remain pretty much in line with the previous years, as this number has increased by 1% annually both in R&D and SG&A. So, I will keep the exact percentages from previous years, as I expect the revenue to increase, thus I don’t see a big increase percentage wise. This would account for over $60B in operating expenses by 2025 and over $11B in Capital Expenditures by 2025, as I expect this to increase, mainly due to the possible EV developments or investments in self-driving capabilities alongside other manufacturing capabilities. You can see that the Capex spending has been decreasing in the past years with just over $8.8B in payments for business acquisitions and the other traditional Capex spending. Some people may use the cash generated by investing activities as Capex, but that is more unreliable. I also can see the Capex going back up, so I wanted to be safe and implied a 10% growth.
This money would account for over $73B in expenses and would bring the profit for the company to almost $104B before interest and taxes.
Moving on, let’s see what interest income and expenses the company has had in the past few years. We can see a decrease in interest expense in the past few years as the company has been paying off debt, but they have also been generating less money in this department, with an overall decrease in this department of more than 50% in the past year, way less than the amount from 2018. So, for safety reasons, I used a 10% decline in both income and expenses related to interest, while increasing the other losses by 10%/year.
This would bring the company pre-tax income to just over $104B in 2025.
Let’s move on to taxes. I know the Federal income tax rate is 21% for the company, but the actual effective tax rate for the company was lower than 15% in the past year, mainly due to lower tax-rates on foreign earnings alongside tax-benefits and tax-settlements. The average effective tax rate has been just over 16% in the past 3 years, but with more and more of the revenues coming from outside the US, I think it’s safe to say that the company will have around a 15% effective tax rate by 2025, this obviously if nothing major changes in tax policy around the world.
So, Apple would have $88.6B in income after tax by 2025 and with the current outstanding shares standing at just under 17B, so I don’t even account for the company probably continuing to do share buybacks, this would mean a $5.22 future earnings/share. And with today’s price for Apple just around 136$, that would mean to company is trading at just over 26 times forward price to earnings.
I don’t think Apple will ever trade at a discount again, with the current PE standing at over 40, I believe this will eventually go down, probably to around 35, despite the increase in services revenue, which is highly valued by investors. I think we can see Apple trade somewhere near 35 times P/E in 2025, especially if something big happens with the EV project, this could be even higher, just look at Tesla which trades at insane P/E. Of course, we also have to take into consideration the dividends that will be received from owning the stock, as Apple has started to pay dividends almost a decade ago and has 9 years of dividend growth, with a 10% annual rate of growth in the past 5 years. Here is the dividend growth history for the company, as I also went conservative on this estimate and implied a 7% growth for the next 2 years, 6% for 2023 and 2024 and just 5% in 2025.
So here are my 3 price targets for the company, including dividends but not reinvested. My bear case scenario is that Apple will trade at almost 165$ which implies a return of over 21% by 2025, while my base case scenario would see Apple trading at 195$ with a return of capital of 43%. I will also make the bull case for Apple trading at 225$ by 2025 with dividends included, which would imply just over 65% in gains by then.
I think this is possible as Apple has also continued to buy back shares of the company on a constant basis, as they continue to an impressive campaign with over $72B worth of common stock repurchased in 2020. They continue to buy back shares at a very fast pace, having repurchased over 1.3B shares in 2019 and 2018, while also issuing less stock every year.
So here is the full spreadsheet that I have projected for Apple by 2025 and the breakdown of everything i estimated [ 1 / 2 ] , if you do have another opinion or a suggestion please leave a comment down below, I think I have been conservative in most of my projections, but feel free to give your opinion.
Keep in mind, these targets might sound ridiculous, but just look at the growth Apple has had in the last 5years. The company has increased in value by more 400% in just the past 5years and is over 100.000% up since it started trading. So yes, the valuation is mad right now for the company. So, are you willing to bet against Apple?
The company also has pristine financials, with more than $65B in total assets compared to total liabilities, and more than $38B in cash and cash equivalents.
So, what do I expect in the next couple of days, weeks and months for Apple?
Let’s look at this CHART, so starting with the stock split, Apple saw a correction within the September stock market pullback, in a buy the news & sell the event, after a huge runup post-announcement of the stock split. The stock entered a consolidation period, and didn’t have any big catalysts, especially with new iPhone lineup not being included in the Q4 results due to the late launch. The stock found some levels of resistance near the $120 levels that it struggled to get past but acted also as support after breaking them just before the recent news of the possible EV developments or self-driving-features to be licensed to other car manufacturers. After that news the stock spiked and has now reached the previous highs made before the stock split and is facing some resistance, if the stock pushes over $140 I think we can officially say that it broke the resistance at those levels and is not just a fake-out. But I think it’s likely that the stock will consolidate between 122 and 135$ in the next weeks until the next iPhone sales and quarterly results are released, as the stock has entered overbought territory again with an RSI over 70, the first time since the stock split.
So, what would I do? Well, I own Apple stock, and I really believe this company will remain the biggest or one of the biggest in the future, so I would really add on any weakness that the stock shows before the next quarter earnings are released, as typically Q1 earnings are the best for the company due to increased holiday sales combined with the launch of new products. I think any entry below 130$ would be really nice to start and build a position or increase it if you already own the stock. As I believe Apple is one of the most stable stocks out there with large institutional holders like Vanguard, BlackRock and Berkshire owning over 900M shares each.
Thank you everyone for reading! Hope you enjoyed the content! Be sure to leave a comment down below with your opinion on the stock market!
Have a great day and see you next time!

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Are there any good iphone apps for keeping track of how much money I'm spending, what exactly I'm spending money on, comparing my spending habits over time, making and sticking to a budget, etc?

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Introduction

Ghosts of Christmas Past

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Q&A / AMAA

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Apple [AAPL] Stock Price Predictions | Buy or Sell AAPL? Apple [AAPL] Stock Price Target & Analysis

Is Facebook's moat widening or shrinking? My unorganized thoughts, do you see any flaws?

Is Facebook's moat widening or shrinking? My unorganized thoughts, do you see any flaws?

Stadia vs Luna vs GeForce Now vs xCloud

Amazon Luna

GeForce Now

Google Stadia

Xbox Game Pass / Game Pass Unlimited / Gold / Live / Play Anywhere / xCloud / Whatever it's being called these days

I think WSB is sleeping on a huge opportunity in Apple this month. Here’s why.

Analysis:

The iPhone 12 delay could mean huge YoY comparisons.

The “super cycle” rumors appear to be true.

The iPhone 12 sales mix:

Apple sold out of nearly everything they make for Christmas.

The Twitter rumor mill is reporting parts moving at a brisk pace

App sales are crushing it.

Reoccurring revenue bundle numbers will be announced

RISKS

Technical Analysis

Price Target

Fun rumors

Is my post an attempt at a WSB pump and dump?

My positions:

How to get rich

Criticism

The Most Important Factor

Apple [AAPL] Stock Price Predictions | Buy or Sell AAPL? Apple [AAPL] Stock Price Target & Analysis

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